As an integral component of workers’ compensation insurance, the Experience Modification Rate (EMR) holds significant importance for businesses. It directly impacts insurance premiums and reflects a company’s safety performance. Conducting a thorough Experience Modification Audit is crucial for maintaining a…
In an era where entrepreneurship is on the rise and startups are mushrooming across various industries, many individuals are drawn to the allure of private companies. The promise of innovation, rapid growth, and potential financial rewards can be enticing, but…
In the complex world of commercial insurance, businesses are constantly seeking ways to manage risk and reduce costs. One vital tool in achieving this balance is the Experience Modification Rating (EMR). Although it might sound like technical jargon, understanding EMR…
Are you getting ready to move? Here's what you need to know about homeowners insurance and protecting your belongings during a move.
Living in the Midwest, weather and water-related claims are continuing to rise due to hail, water backups, and service line collapse. Here are some of the most common claims in our area with mitigation tips.
Life insurance is a great way to mitigate risk and provide for others in the event of your passing. There are two types of life insurance policies, term life insurance and whole (or permanent) life insurance, that offer distinct features and benefits. Here's what you need to know about the key differences between them.
ATVs and UTVs are popular for recreation and work. But the rough riding these vehicles see means it's critical to have the right insurance coverage. Know your options.
Every business has inherent risks. Identifying and planning for those risks will help you reap rewards.
Navigating the sea of options for boat insurance may compel you to jump overboard. Thankfully, your insurance agents can offer a life preserver to help you make the best decision about your policy to ensure smooth sailing all summer long.
Homeowner’s insurance is about insuring your home for what it would cost to replace or rebuild it, not for what you paid for the house or what you could sell it for. Right now, there are 3 big market factors that are causing a triple whammy effect on home insurance prices.
